Nick Hodge,
Publisher
July 22, 2025
The US stock market hit all-time record highs this week.
But when I walk out of the office this evening, there will be homeless on each side of the door.
Even for those not living in cars or on sidewalks, the cost of thriving in America is straining everyday families as well as those who’ve crossed into six-figure-land.
We even have a term for the latter group. They’re called HENRYs — High Earners but Not Rich Yet. According to the Wall Street Journal:
New census data show 14.4% of U.S. households bring in $200,000 or more a year, a near record. Yet the money doesn’t have the buying power those earners wish it did, partly due to the rising prices hammering us all and partly due to the supercharged costs of things like houses and cars. HENRYs describe feeling stuck on a hamster wheel—a nice one that other hamsters envy—but running in place nonetheless.
The essence of being a HENRY is feeling a gap between what you have and what you think you need to be comfortable.
That’s right, you can make a quarter million dollars per year in today’s America and still be financially stuck.
Lifestyle creep is part of it, to be sure.
But the biggest culprit is of course the US government and Federal Reserve — democrats and republicans alike. Obama, Trump, and Biden all mailed out stimulus checks. All ran up the deficit and debt. All ran up the M2 money supply.
Officially, the CPI is at 2.3%. But that number comes from the same officials who now deny the existence of the Epstein Files.
In the real world, we know the truth.
Costs to cover our employees' health insurance premiums — of which we pay 100% — have climbed 8% just in the past year. My monthly haircut is a third more expensive than it was two years ago.
Dear HENRY
I was once a high earner, but not yet rich.
And while I still have lofty ambitions, the main way I escaped the white collar rat race is with private placements.
Since 2015, I have used them to add millions to my bottom line, and to the bottom line of those who invest this way alongside me and Gerardo in Private Placement Intel.
Here is an unfettered look at the eight private placements we did last year.
Let me walk you through just one of them.
Last May, I put C$35,000 into Hannan Metals (TSX-V: HAN)(OTC: HANNF) at C$0.35 per share, buying 100,000 shares. Each share came with a half warrant at C$0.50 good for two years, meaning I have the right to buy another half share at C$0.50 anytime in the next 24 months.
Here’s what Hannan has done since then:
Shares are trading right near C$1.00.
The 100,000 shares that I paid C$35,000 for are now worth C$100,000.
Last month, I paid C$25,000 to exercise my warrants at C$0.50, bringing an additional 50,000 shares into my account.
I have now paid C$60,000 for 150,000 shares that are worth C$150,000. That’s a 150% return in 14 months, far outpacing the CPLie that government officials foist on you.
And it wasn’t just Hannan. Scroll back up and look at that portfolio. I also participated in:
- Cotec Holding, up 100% with warrants to buy more
- Q2 Metals, up 152% with warrants to buy more
- URZ3, up 90% with warrants to buy more
- Kingsmen Resources, up 268% with warrants to buy more (and drill results due out soon)
It’s not for everyone. You already need to have some spare cash to participate in these private placements.
But given that over 14% of households are now bringing in $200,000 per year or more, coupled with the fact that over 1,000 people per day became millionaires in this country last year…
It seems like there are a lot of HENRYs out there who could benefit from this type of investing.
If that’s you, I invite you to learn more here.
We are running special pricing for all of 2025.
And the private placements this year have been just as good.
In January, we financed Daura Gold (TSX-V: DGC) at C$0.6. It’s already up 250%, trading at C$0.21. And we have warrants to buy more at C$0.10!
And that’s only one of three private placements that are up more than 100% for us this year.
The copper deal we financed last week at 3-cents per share with Rick Rule and Jeff Phillips is now full. It’s already traded as high as 9-cents.
We typically do 6-10 deals per year, so it won’t be long until the next one.
Learn more about Private Placement Intel before then.
Call it like you see it,
Nick Hodge
Publisher, Daily Profit Cycle