Chris Curl,
Editor
July 3, 2025
For years, investing in stocks meant dealing with gatekeepers—banks, brokers, limited hours, and red tape. But now? BackedFi’s launch of xStocks on the Solana blockchain is kicking down those barriers.
With just a Solana wallet, you can buy tokenized versions of top stocks like Nvidia (NASDAQ: NVDA), Google (NASDAQ: GOOG), and MicroStrategy (NASDAQ: MSTR)—no brokerage account or middleman needed. It’s a massive leap forward, especially for people outside traditional financial hubs who’ve long been priced out or shut out altogether.
And let’s be real: the old system hasn’t exactly been inclusive. It’s riddled with fees, outdated infrastructure, and policies that subtly (or not-so-subtly) favor the wealthy and well-connected. xStocks flips that script entirely.
24/7 Markets, Built for the Future
Stock markets that close at 4 p.m.? That’s yesterday’s news. Because xStocks runs on Solana’s lightning-fast, low-fee blockchain, it’s always open—24 hours a day, 7 days a week.
That means when big market news hits at 2 a.m., you don’t have to wait for Wall Street to wake up. You can trade immediately, using smart contracts that automate everything from settlement to compliance.
And thanks to integrations with Solana DeFi heavyweights like Raydium, Kamino, and Jupiter, your tokenized stocks aren’t just digital assets—they’re building blocks. You can trade, lend, or use them as collateral, just like any DeFi-native token. It’s a whole new world of financial flexibility.
Investing for Everyone, Everywhere
One of the biggest breakthroughs here? Fractional ownership. You no longer need thousands of dollars to invest in big-name stocks. Want a slice of Google but only have $10? No problem. That’s the power of tokenization—it makes Wall Street assets accessible to everyone.
This democratization is what makes xStocks such a game-changer. The xStocks Alliance, a group of exchanges and DeFi apps, is actively working to create a global, on-chain marketplace for real-world assets. In the words of Kraken co-CEO Arjun Sethi, “Once TradFi’s on-chain, the real innovation begins.”
From Your Wallet to Wall Street (and Back)
Unlike traditional shares that sit in a brokerage account, xStocks are real tokens you can withdraw to your own wallet. And once they’re on-chain, you can use them however you want—stake them, lend them, or bundle them into more complex financial strategies.
This kind of flexibility doesn’t exist in traditional markets. Tokenized stocks turn static assets into dynamic tools. And because they’re blockchain-based, you get real-time trading, immediate settlement, and full control over your assets—no waiting for "business hours."
Playing by the Rules (and Winning)
Let’s talk regulation—because xStocks isn’t some rogue crypto experiment. It’s fully compliant with MiFID II, the European Union’s top-tier financial regulation. Every token is backed 1:1 by actual shares and issued under Swiss DLT laws, ensuring real-world parity and investor protection.
Major players like Bybit and Kraken are already listing these tokenized stocks globally. This isn’t just cutting-edge innovation—it’s regulated, audited, and legit.
A Whole Financial System, Rebuilt
xStocks isn’t just a new way to buy stocks. It’s the foundation for a whole new financial ecosystem. Imagine using your tokenized shares as collateral in a loan on Kamino, or earning yield by providing liquidity with your tokens on Raydium. That’s happening right now.
This turns stocks into what DeFi folks call "money Legos"—components you can stack, combine, and customize into powerful new financial tools. And it's not just for pros: this model works for everyday investors too.
Cutting Out the Middlemen
Traditional markets are full of middlemen—brokers, clearing houses, custodians—all taking a cut. Over time, those fees eat into your returns. xStocks eliminates many of those layers. That means lower costs, faster transactions, and more money staying in your pocket.
And because it’s all on the blockchain, there’s no such thing as borders. Anyone, anywhere can participate. That’s what a truly global market looks like.
What’s Next: Finance Without Borders
The future is clear: as traditional finance and DeFi converge, tokenized stocks are going mainstream. We’re headed toward what Jupiter’s COO Kash Dhanda calls a “Global Unified Market”—a 24/7, on-chain marketplace where all assets and investors are connected, no matter where they live.
We’re not just modernizing finance. We’re redefining who gets to participate.
A New Era of Wealth Access
With xStocks, BackedFi and Solana aren’t just tweaking the old system—they’re building something fundamentally new. A world where stock trading is borderless, open, always on, and designed for everyone.
As BackedFi co-founder Adam Levi puts it: “We’re not just bridging TradFi and DeFi—we’re creating the foundation for a financial system that’s open, efficient, and inclusive.”
This isn’t the future of finance. It’s the present—and it’s happening right now, from your Solana wallet.
Keep coming back,
Chris Curl
Editor, Daily Profit Cycle